Personal Finance

2 Competitive Advantages That Drive Stock Returns |  Smart Change: Personal Finance

2 Competitive Advantages That Drive Stock Returns | Smart Change: Personal Finance

(Mark Blank) As a long-term investor, you understand the incredible wealth you can build over decades by simply buying quality businesses and continuing to hold them. But how exactly do you identify “quality” businesses? There are many attributes of great companies, but one thing they all have in common is some sort of competitive advantage. …

2 Competitive Advantages That Drive Stock Returns | Smart Change: Personal Finance Read More »

Say Goodbye to This Grand Warren Buffett Tradition |  Personal Finance

Say Goodbye to This Grand Warren Buffett Tradition | Personal Finance

(Selena Maranjian) The Glide Foundation, based in San Francisco, aims to further social justice, get people out of poverty, and change people’s lives. Super investor Warren Buffett’s late wife Susie was so impressed by Glide that she launched an annual auction to raise money for it — auctioning off a meal with her husband. That …

Say Goodbye to This Grand Warren Buffett Tradition | Personal Finance Read More »

Say Goodbye to This Grand Warren Buffett Tradition |  Smart Change: Personal Finance

Say Goodbye to This Grand Warren Buffett Tradition | Smart Change: Personal Finance

(Selena Maranjian) The Glide Foundation, based in San Francisco, aims to further social justice, get people out of poverty, and change people’s lives. Super investor Warren Buffett’s late wife Susie was so impressed by Glide that she launched an annual auction to raise money for it — auctioning off a meal with her husband. That …

Say Goodbye to This Grand Warren Buffett Tradition | Smart Change: Personal Finance Read More »

Social Security Checks Could Soar in 2023: Here's How Much Extra Seniors Might Receive |  Smart Change: Personal Finance

Social Security Checks Could Soar in 2023: Here’s How Much Extra Seniors Might Receive | Smart Change: Personal Finance

(Sean Williams) For better or worse, Social Security is our nation’s most vital social program. It’s responsible for pulling 22.5 million people out of poverty every year and is expected to play a vital role in helping nonretirees make ends meet during their golden years. A recent survey from a national pollster Gallup found that …

Social Security Checks Could Soar in 2023: Here’s How Much Extra Seniors Might Receive | Smart Change: Personal Finance Read More »

13% of 401(k) Participants Borrowed Against Their Plans in 2021 -- Here's Why That's a Dangerous Move |  Smart Change: Personal Finance

13% of 401(k) Participants Borrowed Against Their Plans in 2021 — Here’s Why That’s a Dangerous Move | Smart Change: Personal Finance

(Maurie Backman) When a need for money arises, you have options. You can go out and apply for a loan or try tapping the assets you already have. For homeowners, that can mean taking out a home equity loan or line of credit. For retirement savers, it can mean taking out a loan against a …

13% of 401(k) Participants Borrowed Against Their Plans in 2021 — Here’s Why That’s a Dangerous Move | Smart Change: Personal Finance Read More »

Are You Ready to Retire?  3 Questions to Ask Yourself |  Personal Finance

Are You Ready to Retire? 3 Questions to Ask Yourself | Personal Finance

(Katie Brockman) Retirement is an exciting chapter in life, but it’s important to ensure you’re as prepared as possible. Everyone’s situation will be different, so there’s no one-size-fits-all answer as to when you should retire or how much you should save. That said, there are a few questions you can ask yourself to gauge whether …

Are You Ready to Retire? 3 Questions to Ask Yourself | Personal Finance Read More »

Nearly half of Americans don't expect Social Security to be there when they need it

Nearly half of Americans don’t expect Social Security to be there when they need it

Many Americans lack confidence that Social Security will be available to them when they need it, according to a new study by Northwestern Mutual. (iStock) Many Americans are becoming concerned about whether Social Security will be there for them when they need it a new study claims, as the ongoing COVID-19 pandemic disrupts their finances. …

Nearly half of Americans don’t expect Social Security to be there when they need it Read More »

Getting an Abortion Helped Sarah Back Achieve Financial Stability

Getting an Abortion Helped Sarah Back Achieve Financial Stability

On June 24, 2022, The Supreme Court overturned Roe v. Wade, ending nearly 50 years of legalized abortion nationwide. Studies show that people who are denied access to abortion are more likely to have poor financial outcomes. Sarah Back was making $400 a week when she had her abortion at 25. Now she’s financially stable …

Getting an Abortion Helped Sarah Back Achieve Financial Stability Read More »